Privacy Policy

1. Information We Collect

When you use EDGAR Analyzer, we collect the following types of information:

Personal Information

• Account information: First name, last name, email address, company name
• Contact information: Phone number (optional)
• Authentication data: Encrypted passwords, email verification codes
• Payment information: Processed securely by Stripe (we do not store credit card details)

Usage Information

• Analysis activity: Number of analyses performed, plan usage limits
• SEC filing URLs and companies analyzed
• Browser extension interactions and preferences
• Website navigation and feature usage

Technical Information

• Browser type, version, and extension compatibility
• Device information and operating system
• IP address and general location (for security and support)
• Session data and authentication tokens

2. How We Use Your Information

We use your information for the following purposes:

Service Delivery

• Provide AI-powered SEC filing analysis through our Chrome extension
• Authenticate users and maintain secure account access
• Track usage limits and enforce plan restrictions (5, 100, or 2,000 analyses per day)
• Cache analysis results to improve performance and reduce costs

Business Operations

• Process subscription payments through Stripe
• Manage subscription plans (Free, Pro $5/month, Advisor $50/month)
• Handle subscription upgrades, downgrades, and cancellations
• Send account-related notifications and service updates

Support and Improvement

• Provide customer support via email
• Monitor service performance and identify technical issues
• Analyze usage patterns to improve our AI models and features
• Ensure compliance with our Terms of Service

3. Information Sharing and Third Parties

We do not sell, rent, or trade your personal information. We may share information only in the following limited circumstances:

Service Providers

• Stripe: Payment processing for subscriptions (subject to Stripe's privacy policy)
• Email Services: For sending account verification and service notifications
• Cloud Infrastructure: Secure hosting of our application and database
• AI Services: SEC filing analysis (no personal information shared, only filing content)

Legal Requirements

• When required by law, subpoena, or court order
• To protect our rights, property, or safety
• To investigate suspected fraud or abuse
• To enforce our Terms of Service

Business Transfers

In the event of a merger, acquisition, or sale of assets, user information may be transferred as part of the transaction, subject to the same privacy protections.

4. Data Security

We implement appropriate security measures to protect your personal information, including:

• Encrypted data transmission (SSL/HTTPS)
• Secure password hashing
• Regular security updates and monitoring
• Limited access to personal data

5. Data Retention

We retain your information according to the following schedule:

• Active Accounts: Data retained while your account is active and for 30 days after cancellation
• Analysis Cache: Cached SEC filing analyses retained for 90 days to improve performance
• Payment Records: Billing history retained for 7 years for tax and legal compliance
• Support Communications: Retained for 2 years for service improvement
• Security Logs: Authentication and access logs retained for 1 year for security purposes

You may request immediate account deletion by contacting us at [email protected]. Upon deletion, all personal data will be permanently removed within 30 days, except where retention is required by law.

6. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate information
• Delete your account and data
• Opt out of marketing communications
• Request data portability

7. Cookies and Local Storage

Our Chrome extension and website use the following data storage mechanisms:

Essential Storage

• Authentication Tokens: Stored locally to maintain login sessions
• User Preferences: Extension settings and display preferences
• Usage Tracking: Daily analysis count to enforce plan limits

Performance Storage

• Analysis Cache: Temporary storage of recent analysis results
• Session Data: Temporary data to improve user experience

We do not use third-party tracking cookies or analytics services. All data storage is essential for service functionality and can be cleared through your browser settings.

8. Children's Privacy

Our services are not intended for children under 13. We do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the effective date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:

• Email: [email protected]